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InsuranceCoverageForYourAgency: default From market access for your agency and your clients, to professional marketing and branding opportunities, KAIA members gain access to a broad range of resources designed to help them grow and protect their business.

Insurance Coverage for your Agency

Through AScK, member agencies can access a full line of affordable coverage for their own agencies, including E&O, Employment Practices Liability and Commercial Umbrella. Click on the tabs below for more details about the available coverages.

Exclusive Coverage

When it comes to Errors & Omissions coverage, agents look for stable rates and a long-term market that they can rely on to protect their greatest asset - their business. The country's premiere E&O coverage is available to member agencies through AScK.

Members may choose from different E&O options, however, Swiss Re Corporate Solutions is KAIA's recommended carrier. Swiss Re's policy is available exclusively to KAIA members, is rated "A Excellent" by A.M. Best and includes a comprehensive risk management program for independent agents.

Learn more about the E&O coverages available to KAIA members:


10% Loss Control Credit

Members who purchase E&O coverage through AScK may be eligible for a 10% loss control credit on their premiums. In order to receive the credit, a percentage of your agency's staff must complete an approved E&O Risk Management class. The one-day class is offered by KAIA three times during the year or the class can be brought to your agency and taught in-house. Click here to find an upcoming E&O class.

Contact the AScK staff at 1-800-229-7048 or if you are not already receiving this credit, or if you would like more information about having an E&O class taught onsite at your agency.

Apply for E&O coverage today

Click here to download the application for E&O coverage through Swiss Re Corporate Solutions
As an employer, you need adequate protection, protection that AScK can provide through its Kansas Employment Practices Liability Insurance policy. You are right to feel confident about your ability to handle personnel issues, but you can't be everywhere all the time. It's critical that you have a ready means of defense - whether the action initiated against you or a member of your management team is a groundless retaliatory act or one the courts may deem justifable.

Broad Coverage

As one of the broadest coverages on the market, the Kansas Employment Practices Liability Insurance policy protects against:

  • Sexual harassment
  • Wrongful termination
  • Wrongful discipline
  • Defamation
  • Invasion of privacy
  • Misrepresentation
  • Third-party coverage
  • Equal pay violations
  • Wrongful infliction of emotional distress or retaliation
  • Breach of employment contract
  • Negligent evaluation
  • Wrongful deprivation of career opportunity
  • Failure to employ or promote
  • Wage and hour

Acts of Discrmination

Coverage can also be purchased for employment-related acts of discrimination and may extend to acts that pertain to an employee's:
  • Disability
  • Race
  • Handicap
  • Religion
  • Creed
  • Age
  • Gender
  • Sexual orientation
  • Sexual preference
  • Pregnancy
  • National origin

Members can access broad coverage for their agencies with the Kansas Commercial Umbrella policy. This umbrella policy, available through Swiss Re Corporate Solutions, provides additional coverage over primary casualty lines, including E&O. If Swiss Re Corporate Solutions is not your E&O carrier, the umbrella policy can be written over a variety of other E&O carriers.

The Kansas Commercial Umbrella policy includes:

  • Rating and coverage structured to help you maximize premium dollars for the limits desired
  • Consistently high financial strength ratings
  • Catastrophe loss protection in the event of a large claim against your agency
  • A claims team of attorneys and E&O experts who have the experience and knowlege needed to defend and protect you in the event of a claim

Read more about the coverages available through Swiss Re's Commercial Umbrella.

​Whether it's a stolen laptop or a cyber attack from an outside source, a data breach can happen at any time to any size business. AScK, in partnership with Beazley and Arlington Roe, now offers Data Breach coverage for KAIA member agencies.

Does your agency need Data Breach coverage?

The fact is data breaches are more likely to happen in a small business, and the average data breach costs upwards of $200,000. Click here for six reasons you might need data breach coverage. 

Options to fit your needs

With Arlington Roe's Data Breach coverage you get access to, an informational resource site that will help you protect your agency against data breaches. Click here to read more about 

Arlington Roe also offers a variety of options for your coverage. Check here to see your different coverage options.

Apply for coverage

Click here to apply for coverage.

Apply for Data Breach Coverage for your agency

Click here to fill out the application

Other services

Find out what other services these partners can provide your agency: