RLI
For more than 43 years, RLI has been a trusted leader in the stand-alone personal umbrella market. As the nation's largest stand-alone personal umbrella carrier, it has earned that trust through specialized expertise, experienced in-house claims handling and long-term financial strength. Backed by an A++ (Superior) AM Best Financial Strength Rating and an A (Strong) rating from Standard & Poor's, it has delivered consistent value through changing market conditions and remain a reliable partner for you, your agents and your clients.
That same commitment to stability and service continues to shape the future of our Personal Umbrella program. In the information below, you'll learn about the enhancements RLI is making to strengthen our offering while preserving the quality, expertise and partnership you've come to expect from RLI.

Contact:
Tony Elleman
Agency Operations and Member Engagement Manager
KAIA
785-232-0561
tony@kaia.com
What's New for 2027
Important rate updates
RLI has received approval for Personal Umbrella Policy rate updates in most states, including Kansas, with changes taking effect beginning Jan. 1, 2027. Learn what to expect, including state-specific effective dates and additional details.
Important Application Updates
Along with its upcoming rate updates, RLI is introducing updates to Personal Umbrella Policy applications and policy provisions beginning Jan. 1, 2027. Read more about the changes, key effective dates and what they mean for new and renewal business.
Important Policy Form Updates
RLI is introducing updates to Personal Umbrella Policy provisions effective Jan. 1, 2027. Learn about key coverage changes, important effective dates and where to find a complete summary of revisions.
Recreational vehicle coverage updates
You asked and we listened. Beginning Jan. 1, 2027, RLI is introducing a new approach to recreational vehicle eligibility that provides greater flexibility for qualifying exposures. Learn what's changing and what it means for your clients.