Market Access

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KAIA members can access a number of personal and commercial markets through AScK and the Big I. Click on the links​ to find out more. For information about accesssing AScK markets, please contact the AScK Team


Agency Services Corporation of Kansas (AScK) has partnered with AmTrust to allow members of KAIA access to a variety of AmTrust markets, including workers' compensation, commercial auto and nonprofit organization insurance. For more information on the workers' comp, see the product guides below.  For information on other AmTrust markets or answers to any other questions, email​ or call 1 (800) 229-7048. 

​To learn more about AScK, click here.  

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​​​AmTrust’s multi-tiered carrier approach gives us a competitive advantage with pricing fexibility. 

Carriers ​

  • AmTrust Insurance Company of Kansas
  • Associated Industries Insurance Company
  • First Nonproft Insurance Company
  • Milwaukee Casualty Insurance Company
  • Rochdale Insurance Company • Security National Insurance Company
  • Sequoia Insurance Company
  • Technology Insurance Company
  • Wesco Insurance Company 

Submission Platforms

  • The AmTrust Bind Online system targets our most select job classes, allowing fast, same-day binding of coverage with minimal underwriting
  • This system also enables agents and policyholders with a secure user name and password to view policies and claim details or make a payment online. All of this can be done at any time, day or night, right at our website
  • The Direct Submit system generates a quote indication and submits it to the underwriter for consideration in the AmTrust Online submission porta​​l

Preferred Exposures​​

AmTrust has more than 350 eligible classes of business. Below are just a few of our preferred classes: 
  • ​​​​Artisan contractors
  • Beauty shops
  • Buildings – operations by owners or contractors
  • Doctors & dentists
  • Grocery stores
  • Machine shops – light metalworking
  • Private schools
  • Professional offces
  • Restaurants
  • Retail stores
  • Wholesale stores

Underwriting Guidelines 

Guidelines may vary geographically.

  • At least one full-time employee (in addition to the owners)
  • Fewer than 75 employees at a single location at the same time
  • Generally one year in business with workers’ compensation coverage
  • Prefer three years prior coverage on artisan contracting risks
  • ​Will consider new ventures / no prior coverage for most main street business

​Payment Flexibility 

Payment Options

  • Check
  • AmTrust AutoPay (direct debit/EFT)
  • Credit Card (online or by phone)
  • Electronic Check (online or by phone)
  • Pay-As-You-Owe® (PAYO®)
  • Monthly Self Reporting 

Payment Plans

For a listing of our fexible payment plans, please contact your sales representative or our Customer Service Department at 877.528.7878. We are sure there is a payment plan that is right for you.​

​​​​​​In, Above and Outside of the NFIP!

Together, Big "I" Flood and Selective's relationship helps deliver members an unparalleled flood program. Together, we offer agents several layers of support to meet any and all flood insurance needs. Get to know the Big "I" and Selective staff and get your flood questions answered. With personalized support, competitive commissions, and an easy-to-use quoting platform, it is an easy decision to start writing your flood business through the Big "I" Flood-Selective partnership today. Contact Big "I" Flood for more details, or click here​ for more on features and benefits.
Phone: 800.221.7917 (Toll-free)​

​​Click here to meet your Selective Flood Territory Manager!​

Click here to find out how the Big “I” is working tirelessly to ensure that your interests as independent insurance agents are well represented on Capitol Hill.



The Big “I” works tirelessly to ensure that your interests as independent insurance agents are well represented on Capitol Hill. And with your support of the Big “I” Flood program with Selective helps the Big “I” better serve you!

KAIA member agencies may also access Big "I" markets, which include a suite of top-tier products, such as affluent homeowners, collector cars, bonds, commercial packages, habitational and non-standard homeowners. The advantages of Big "I" markets include:

  • No access fees
  • No minimum volume requirements
  • Competitive commissions
  • Ownership of expirations
  • EFT commission payments

Click here​ to download the 2017-2018 Product Guide. 

For the latest Big "I" Markets "Two for Tuesday" newsletter click here​

Learn more at

Poduct List​


​Personal Lines: 
  • Affluent Package 
    • AIG 
    • Chubb 
  • At-Home Business 
  • Collector Car Policy 
  • Event Liability 
  • Flood - In, Above & Outside of the NFIP! 
  •  Jewelry 
  • Marine Insurance 
    • Mega-Yacht 
    • Personal Watercraft 
    • Small Boat under 27 feet 
    • Yacht 
  • Non-standard Homeowners 
    • Homeowners & Rental Dwellings 
    • Condominium Unit Owner 
    • ​Renters 
    • Vacant Dwellings 
  • Personal Excess Policy 
  • Personal Umbrella Policy 
  • Recreational Vehicles 
  • Stand-alone Fine Art and Valuable Articles Program 
  • Travel Insurance​​​

Commercial Lines:
  • Architects & Engineers Professional Liability by CBIC an RLI Company 
  • Bonds 
    • Bid 
    • Contractor 
    • Performance 
    • Surety 
    • Other 
  • Commercial Lessors’ Risk 
  • Community Banks Business Insurance Program 
  • Cyber Liability & Security 
  • Cyber Liability-Small Business Solution 
  • Employment Practices Liability 
  • Event Liability 
  • Fidelity/Crime (Wrap+) 
  • Financial Advisors’ E&O 
  • Flood - In, Above & Outside of the NFIP! 
  • Habitational Markets 
    • Apartments 
    • Condo and Homeowner Associations 
  • Highly Protected Risks 
  • Insurance Company Professional & Business Insurance Program 
  • International Advantage 
  • Miscellaneous Professional Liability 
  • Non-Profit D&O Liability 
  • Pollution Contractors-Farms-USTs-Other 
  • Real Estate Agents/Property Manager E&O 
  • Small Commercial Markets 
    • Travelers 
    • CNA 
    • RLI 
  • Small Commercial E&S Market 
  • Small Contractors Market 
  • Stand-alone Fine Art and Valuable Articles Program 
  • Technology Consultants Professional Liability 
  • Wrap+ Executive Liability for Private Companies

Click here​ for training videos on how to utilize big "I" Markets. 

You'll find videos to show you how to register, get quotes and ​​update Electronic Funds Transfer (EFT) information for your agency.​

​​​​​​​​​berkshirehathaway300.jpgAgents Service Corporation of Kansas (AScK) has partnered with Berkshire Hathaway Homestate Companies (BHHC) to allow members of KAIA access to their products. BHHC offers a wide portfolio of products for main street businesses as well as more difficult to place specialty risks. By focusing on specific business segments, BHHC continues to develop its expertise in underwriting, pricing and claims. 

For some of BHHC's underwriting appetite and general guidelines, see the document links below.

Property-Appetite.pdfProperty-Rental Dwellings.pdfProperty-Vacant Buildings & Dwellings.pdfAuto-Appetite.pdf

To contact the AScK Team for more details, call 800-229-7049 or email

To learn more about AScK, click here.​​​​​ 

​​​​​​amtrust.jpg​​Agents Service Corporation of Kansas (AScK) has partnered with The Hartford to allow members of KAIA access to a huge variety of commercial lines products. For information on any of the numerous products from The Hartford, email​ or call 1 (800) 229-7048. 

​To learn more about AScK, click here.  

Write Small Commercial
for Larger Accounts

The Hartford has increased property values, payroll and sales (revenue) thresholds so you can deliver the same industry-leading products to larger accounts and still remain within The Hartford’s small commercial eligibility guidelines. And their ICON rating platform makes delivering these solutions to all accounts within our definition fast and easy – even those on the larger side! ​

​Marketing Resources

The Hartford's Top 10 industries​

These are a combination of traditional and expanded target industries. Provided are marketing materials to help you sell to small business customers.​

Click here​ for fliers from The Hartfords top industries.

Animated Video Series

​Click here for videos to share with customers online.​​

We’ve increased property values, payroll and sales (revenue) thresholds so you can deliver the same industry-leading products to larger accounts and still remain within The Hartford’s small commercial eligibility guidelines. And our ICON rating platform makes delivering these solutions to all accounts within our definition fast and easy – even those on the larger side!

While we prefer to be the total account solution for accounts that meet our definition and appetite, we’ll also write monoline business for any of our lines of business.
Hartford Chart.JPGFor specific class level definitions, please use our Sales Guide accessible through the EBC.


Coverage available for all industries and property values/sales/payrolls outlined above when supported by a Spectrum®
Business Owner’s Policy and/or Workers’ Comp policy. Not all classes or fleet sizes eligible for monoline auto.​

​The definition above does not apply to businesses in Florida. Applicants are individually​ underwritten and some may not qualify. Specific features, credits, and discounts may vary and may not be available in all states in accordance with state filings and applicable law.​​​​

The Hartford® is Hartford Fire Insurance Company and its affiliated property and casualty insurance companies, 690 Asylum Avenue, Hartford, CT 06155.

Certain coverages vary by state and may not be available to all businesses. All Hartford coverages and services described on this page may be offered by one or more of the
​property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc. In TX, this insurance is written by Sentinel Insurance Company, Ltd., Hartford Casualty Insurance Company, Hartford Lloyd’s Insurance Company, Property and Casualty Insurance Company of Hartford, Hartford Underwriters Insurance Company, Twin City Fire Insurance Company, Hartford Accident and Indemnity Company and Hartford Fire Insurance Company. In CA by Sentinel Insurance Company, Ltd. (CA license #8701) and its property and casualty insurance company affiliates.

18-0055 © January 2018 The Hartford​

​​​The ​​​​Liberty Mutual.jpgAgency Services Corporation of Kansas (ASCK) has partnered with Liberty Mutual to offer accessibility, a broad appetite, deep expertise, and the financial stability of a Fortune 100 global provider. With more than 1 million small commercial policies in force, Liberty Mutual understands your small business clients’ needs.​​​​​​

In addition to their broad appetite and range of tailored products, Liberty Mutual offers leading-edge analytics and technology, easy-to use tools and resources, and local relationships and support to help your agency succeed.​

To contact the ASCK Team for more details, call 800-229-7049 or email
To learn more about ASCK, click here.​ ​

​Product Information

Construction Business (customer facing)Construction BusinessBuilders Risk Coverage Highlights,  Farm and Agribusiness Information (customer facing) (FarmPac Application here), Farm Umbrella (customer facing), Inland Marine Coverage HighlightsLiberty Mutual_Product SpotlightChurch Information Sheet

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For a comprehensive look at the insurance solutions Liberty Mutual Insurance has available, check out Liberty Mutuals Product Guide​.LM PG Cover.PNG
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​Our commercial lines package products provide property and liability coverage in a single policy that can be tailored with industry-specific coverage to give your clients the ability to protect their businesses against the distinctive risks they face, whether a small neighborhood florist or a midsized contractor. For ultimate flexibility, we also offer general liability coverage.

Commercial Protector® Business Owner’s Policy (BOP) 

• Bundles property and liability coverage for 340+ eligible classes. 
• Designed for accounts with receipts up to $8.5 million per location. 
• You can customize each policy to meet individual business needs.  

Custom Protector 

• Provides discounted and bundled property and liability coverage to a broadened set of classes with more unique risks. 
• As easy to write as a BOP and offers additional small business coverages. 
• Market segment enhancement bundles provide package coverage in a wide variety of industries.  

Comprehensive Business Package (CBP) 

• Provides discounted and bundled property and liability coverage to all accounts that fall within our underwriting appetite, but do not qualify for BOP or Custom Protector packages. 
• Offers additional coverage options to accounts that typically require more in-depth underwriting or specialized coverage. 
• Market segment enhancement bundles provide package coverage in a wide variety of industries. ​

Inland Marine

Our team of local specialists and dedicated inland marine underwriters focuses on ​protecting your clients’ property and job-related tools and equipment whether in transit, on the work site, or in the custody and care of another. Inland marine insurance is available as a monoline or within a packaged policy to offer your clients the best solution for their business needs.


Our crime and fidelity coverage provides comprehensive protection for your clients from losses and fraud — whether originating from within or by outsiders — because it is written on forms developed by ISO and the Surety & Fidelity Association of America (SFAA). Our products include crime coverage, with the option to customize limits.

Monoline General Liability

Liberty Mutual’s monoline liability product is the perfect solution for small commercial businesses that only need general liability protection. We have industry-specific endorsements available to help protect your clients’ businesses.

Workers Compensation

Successful businesses see workers compensation insurance as a manageable business strategy to control costs, protect employees, and maintain productivity. A well-managed workers compensation program can help reduce medical costs, return employees to work faster, and support a strong bottom line. On average, Liberty Mutual closes workers compensation claims 23 percent faster, with an average duration of nine months compared to more than 11 months for our major competitors, with 7 percent lower overall medical costs than the industry average. 


According to a U.S. Chamber of Commerce study, small business owners pay more than $35 billion per year in out-of-pocket liability costs for claims that exceed what their primary insurance covers. Umbrella coverage helps protect your small commercial clients from the unexpected by providing increased protection.


We offer coverage for owned, leased, nonowned, and hired vehicles for both legal liability and physical damage resulting from collisions or other incidents. Gap coverage for business drivers without a personal auto insurance policy and lease gap coverage are available as well. 

Farm and Agribusiness

We provide a broad range of tailored insurance coverage options for today’s farm owners. Our specialized products protect both the business and personal aspects common to their operations. 

Specialty Programs

We collaborate with top program administrators to offer insurance programs that meet the particular coverage needs of specific industries and professionals.

Programs include:
• Adult Residential Care Homes (property only) 
• Bowling Centers • Nonprofits • Scrap metal dealers • Self-storage • Sports and fitness​

Liberty Mutual offers a full range of commercial lines products and services designed to meet the needs of large, midsize, and small commercial customers
To contact the AScK Team for
more details, call 800-229-7049
or email



​​​​​​​​​​metlife_eng_logo_rgb.jpgAgency Services Corporation of Kansas (AScK) has partnered with MetLife Auto & Home​® to provide Kansas Association of Insurance Agents (KAIA) members access to a variety of their personal lines products. If you currently need access to another personal lines carrier to supplement your current markets and don't offer their products, submit an online form today to learn more. 

Steps to become a MetLife Auto & Home subproducing agent for Agency Services Corporation of Kansas: 
  1. Please complete this form​ to get started. (You will be redirected to another page with further requirements and instructions.)
  2. All producers who wish to be appointed should also ​​complete an online background check by going to and enter the password: MetLifeIA​​​​
For more information about MetLife Auto & Home's appetite and how they can help grow your business, contact an AScK representative today at​ or 1 (800) 229-7048.

Product Information​

​​MetLife Auto & Home - Flood Insurance BrochureMetLife Auto & Home - Life Insurance BrochureMetLife Auto & Home - Capabilities Brochure

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Fire & Casualty Company, Economy Premier Assurance Company, Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company_CA Certificate of Authority: 6730; Warwick, RI, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company _CA COA: 6393; Warwick, RI, and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, discounts, and policy features vary by state and product, and are available in most states to those who qualify.

MetLife Auto & Home | 700 Quaker Lane | Warwick, RI 02886​
L0618505925[exp0521][KS] 2018 MetLife Services and Solutions, LLC​
quote_button.jpgRLI Stand-Alone Personal Umbrella

​Have you offered the liability protection that your insureds need by rec​ommending additional liability coverage? Consumers often wrongfully assume that their auto or home insurance will provide all the liability protection they need. The real​​ity is that jury awards in personal liability lawsuits are unpredictable and often exceed limits carried by insureds or maximum limits written by many companies. 

The RLI Personal Umbrella Policy (PUP) is an unsupported umbrella policy written in the standard market.  It does not require that underlying policies be underwritten by RLI.   The RLI PUP will cover operation of most motor vehicles and small watercraft, incidents involving any property covered by the basic homeowners policy, and incidents alleging slander, libel, defamation of character, invasions of privacy, and false arrest.​

To access an electronic application and rater, click here. (As signatures and payments can now be collected electronically, AScK no longer accepts paper applications.)​

  • $1 million, $2 million, $3 million and $5 million limits available.
  • Three rating tiers: Preferred, Standard, and Standard II
  • Underlying policies can be written through different companies
  • No volume requirements
  • Simple self-underwriting application
  • Reduced minimum underlying limits available for risks that do not have any youthful (under age 22) drivers in the household.
  • Provides coverage worldwide 
Now eligible for the RLI Personal Umbrella Policy:
  • Excess UM/UIM available in Kansas effective January 1, 2011
  • Drivers of any age
  • Drivers 21 and under & 80 and over can have up to 1 incident​
  • Drivers with an international license
  • Up to 1 DWI/DUI per household
  • Up to 6 moving violations and 3 at fault accidents per household
  • Up to 10 autos (+25 antique autos) per household
  • Up to 10 properties per household (5 can be rentals)
  • Up to 5 non-U.S. properties per household
To write RLI business, your agency must be appointed by RLI Insurance and maintain a minimum E&O limit of $1 million.  To obtain a complete packet, contact AScK at 1-800-229-7048 or email​.​​


Questions? AScK us today!

Phone:  1-800-229-7048

PUP Access - RLI's electronic access system is now available!  Apply for and manage policies online, including e-signature and credit card payment cababilities, billing and customer service inquiries.  Just call or e-mail AScK to get your agency set up!​

Marketing materials
that you can personalize:

RLI’s In-Home Business
RLI’s In-Home Business Policy (BOP)​ is designed for small businesses which are operated out of a person's home. An individual who conducts such an enterprise may find it difficult to find appropriate and affordable insurance through a conventional commercial lines approach. Yet, the homeowner's policy on the residence normally excludes any liability arising from "business pursuits." This product is specifically targeted for small retail and service businesses operated from the insured's residence that present minimal product liability, professional liability, and/or off-premises exposures. 

​​​​​​​Agents Service Corporation of Kansas (AScK) has partnered with SECURA Insurance to allow members of KAIA access to their specialty lines. For SECURA's underwriting appetite and general guidelines, see the product hit list below.​

securalogo_H_tag_4C+gold_700x300_calogo3726.pngSecura Product List.pdf

To contact the AScK Team for more details, call 800-229-7049 or email

To learn more about AScK, click here.​​​​​ 

​​Specialty Markets Information

Pest Control.pdf,Amateur Leagues and Tournaments.pdf,Special Events.pdf,​​​​Arborist Tree Care Services.pdf,Sports & Recreation.pdf

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amtrust.jpg ​Agency Services Corporation of Kansas (AScK) has partnered with The Hartford Livestock to allow members of KAIA access to specialized livestock, equine and animal mortality products for livestock owners and businesses. ​

The Hartford's customized products and services are designed to cover commercial livestock and high-value animals while located on premises or in transit.

For information about these products, contact The Hartford's Livestock Account Executive, Caleb Maxwell, at​ or (402) 952-0592.​

Specialty product information, marketing materials and applications​​:
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​​​Risk Innovations logo.pngRisk Innovations logo.pngAgents Service Corporation of Kansas (AScK) has partnered with Risk Innovations to offer our members worker's compensation and personal lines insurance. KAIA members receive an additional 1% commission for personal lines business placed with Risk Innovations as a membership​ benefit.​

For Risk Innovations​' underwriting appetite, see the product lists below.

To contact the AScK Team for more details, call 800-229-7049 or email

Submit Workers' Comp and Personal Lines business to​.

​​​Personal Lines Appetite​​​

  • Packaged Accounts for Successful Clients
  • Hard to Place Homeowners
    • ​Secondary, Seasonal, or Rental Home
    • Vacant Homes
    • Claims Activity
    • Coastal Exposure
    • PC9/PC10 Exposure
    • Course of Construction/Renovation
  • Monoline Personal Umbrellas
  • Monoline Personal Article Floaters

​Workers' Comp Appetite

  • All Industries - Including High Hazard Operations
  • New Ventures
  • Lapses In Coverage I No Prior Coverage
  • Unlimited Experience Mods
  • Multi-State Accounts
  • All Premium Sizes
  • Flexible Payment Options - including Monthly Self Reporting
  • USL&H and Foreign Coverage


Casey_Hart_300x300.jpgCasey Hart

Territory Marketing Manager​

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Agency Services Corporation of Kansas (AScK) has a longstanding relationship with EMC Insurance Companies.​​ Through this partnership, independent insurance agents who are members of KAIA have the opportunity to write public schools, cities, townships and counties in the state of Kansas. ​

​This partnership is vital to small and rural communities across the state of Kansas and allows the aforementioned​ entities to work with their local agents. AScK offers com​petitive commissions and the following coverage options for these risks:
  • Property​​​
  • Inland Marine
  • Crime & Fidelity
  • General Liability
  • Auto
  • Equipment Breakdown​
  • Bond
  • Umbrella
  • Cyber Liability 
  • Data Breach
  • Professional Liability
  • Linebacker
  • Pollution
  • Law Enforcement
  • Public Officials Bond
  • Kansas Notary Bond Obligations
  • Workers’ Compensation

White Paper on Differing Requirements for Pools and P&C Companies

When involved in a competitive situation with a group-funded pool, we encourage you to use this white paper to open a dialogue to help customers make an informed decision on the risk management solution that makes the most sense for their organization long-term. ​

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To contact the AScK Team for more details, call 800-229-7049 or email​.​

To learn more about AScK, click here.​​​​ ​​​​

Loss Control

Webinar Vid Image.jpgWebinar Vid Image.jpgIn this webinar, EMC Marketing Representative Ashley Mitchell shares about EMC''s loss control services and other materials available to public entity policy holders. 

With the support of leading-edge technologies., EMC has one of the most sophisticated loss control teams in the insurance industry.​​​​ Click here​ to for a quick video rundown of EMC's Loss Control expertise​. 

Value Added Service


EMC knows schools have unique safety and security needs. Click here to browse their collection of resources and services that are most relevant to schools.​

Click here for school safety posters to share with your customers.

Marketing Materials:

Tech Sheets

Need quick information on a specific safety topic? Check out EMC's extensive collection of tech sheets.​ From accident investigations to winter driving, they’ve got you covered.